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Deposit Rates

Savings IRA Certificates
Money Markets

Savings Account

Dividend Rate

Annual Percentage Yield

$0 - $25,000.   1.00% 1.00%
$25,000.01 - $9,999,999. 1.49% 1.50% 
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Money Markets

Dividend Rate

Annual Percentage Yield

Security Plus More
minimum $2,500
1.49% 1.50%
High Yield Money Market
minimum $25,000
1.74% 1.75%
Platinum
Money Market
minimum $50,000
2.23% 2.25%

Dividends are compounded and paid monthly based on the average daily balance. Account withdrawal limitations apply to the Platinum Money Market Account. The rates may change after the account is opened.  Fees or other conditions may reduce the earning on the account.

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IRA Roth,
Education,
Traditional

Dividend Rate Annual Percentage Yield
$0.00 - $100.00 0.00% 0.00%
$100.01 - $1,000.00 .74% .75%
$1,000.01+. 1.00%  1.00%
Club Accounts
$0.00 - $100.00


0.00


0.00%
$100.01 - $9,999,999. .25% .25%
Interest Bearing Checking
Maintain $600.00 average daily balance to avoid fee. Dividends are paid monthly on entire balance.
.50% .50%

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Certificates of Deposit
(Minimum
$1,000
required)

 

 

 

Rate

Annual Percentage Yield

Executive
Gold Club Rate

Executive
Gold Club  Yield

Golden
Rainbow
Club
Rate
Golden
Rainbow
Club
Yield
3 Month 2.03% 2.05% 2.13% 2.15%
6 Month 2.47% 2.50% 2.57% 2.60%
12 Month 3.25% 3.30% 3.35% 3.40%
18 Month 3.01% 3.05% 3.11% 3.15%
24 Month 3.11% 3.15% 3.21% 3.25%
30 Month 3.11% 3.15% 3.21% 3.25%
36 Month 3.15% 3.20% 3.25% 3.30%
48 Month 3.69% 3.75% 3.79% 3.85%
60 Month 3.93% 4.00% 4.03% 4.10%
24 Month Step* 3.11% 3.15% 3.21% 3.25%
24 Month
Sand Dollar**

3.01%

3.05%
5 Month Special 3.69% 3.75%
13 Month Special 3.64% 3.70%
22 Month Special 3.45% 3.50%

*At maturity, this certificate will automatically renew as a regular 24 month term at the rate in effect at that time. Once during the first term, you may exchange this APY for the current APY in effect at the time. You may also add any amount to the balance at the same time. Special certificate subject to end at any time.

**Minimum $300 to open.

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For More Information Call
(800) 766-4328, ext. 1 (in Jacksonville 359-6800, ext. 1)

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