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Deposit Rates

SavingsClubs Interest Checking/ IRA/ 
Certificates/ Money Markets

Certificate Specials
 

Savings Account

Dividend Rate

Annual Percentage Yield

$0 - $25,000.   .50% .50%
$25,000.01 - $9,999,999. 1.00% 1.00% 
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Club Savings Accounts

Dividend Rate

Annual Percentage Yield

$0.00 - $100.00 0.00% 0.00%
$100.01 - $9,999,999. .25% .25%
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Money Markets

Dividend Rate

Annual Percentage Yield

Security Plus More
minimum $2,500
.69% .69%
High Yield Money Market
minimum $25,000
.79% .79%
Platinum
Money Market
minimum $50,000
.89% .89%
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Interest Bearing Checking

Dividend Rate

Annual Percentage Yield

Maintain $600.00 average daily balance to avoid fee. Dividends are paid monthly on entire balance. .50% .50%
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IRA Roth,
Education,
Traditional

Dividend Rate Annual Percentage Yield
$0.00 - $100.00 0.00% 0.00%
$100.01 - $1,000.00 .50% .50%
$1,000.01+ 1.00%  1.00%

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Certificates of Deposit
(Minimum
$1,000
required)

 

 

 

Rate

Annual Percentage Yield

Executive
Gold Club Rate

Executive
Gold Club  Yield

Golden Rainbow and Executive Gold Club members receive an additional 10 basis points on Certificate of Deposit rates.

3 Month .49% .49% .59% .59%
6 Month .69% .69% .79% .79%
12 Month 1.18% 1.19% 1.28% 1.29%
18 Month 1.28% 1.29% 1.38% 1.39%
24 Month 1.38% 1.39% 1.48% 1.49%
30 Month 1.48% 1.49% 1.58% 1.59%
36 Month 1.78% 1.79% 1.87% 1.89%
48 Month 2.02% 2.04% 2.12% 2.14%
60 Month 2.41% 2.44% 2.51% 2.54%
24 Month Step* 1.38% 1.39%
24 Month
Sand Dollar**

1.38%

1.39%
CERTIFICATE SPECIALS
5 Month Special*** .68% .68%
13 Month Special**** 1.21% 1.22%
22 Month Special***** 1.40% 1.41%
45 Month Special****** 2.03% 2.05%

 

Interest is compounded and paid monthly on all certificate of deposit terms. The interest rate and APY are fixed and will be in effect for the term on the account. The APY is based on an assumption that interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. A penalty may apply to early withdrawal of funds. Ask a First Florida Credit Union employee for complete details. Membership eligibility is required. Federally insured up to $100,000 ($250,000 for IRA accounts) by NCUA (an agency of the US Government). This insurance has been increased up to $250,000 until December 31, 2013.

 

*At maturity, this certificate will automatically renew as a regular 24 month term at the rate in effect at that time. Once during the first term, you may exchange this APY for the current APY in effect at the time. You may also add any amount to the balance at the same time. Special certificate subject to end at any time.
** Minimum $300 to open.
***At  maturity, this certificate will automatically renew as a regular 6 month term at the rate in effect at that time.  Special certificate to end at any time.
****At maturity, this certificate will automatically renew as a regular 12 month term at the rate in effect at that time.  Special certificate to end at anytime.
*****At maturity, this certificate will automatically renew as a regular 24 month term at the rate in effect at that time.  Special certificate to end at anytime.
******At maturity, this certificate will automatically renew as a regular 48 month term at the rate in effect at that time.  Special certificate to end at anytime.

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For More Information
Call (800) 766-4328, ext. 1 [in Jacksonville, 359-6800, ext. 1]