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Deposit
Rates
Savings/ Clubs/
Interest Checking/
IRA/
Certificates/
Money Markets
Certificate Specials
|
Savings Account |
Dividend Rate |
Annual Percentage Yield
|
| $0 -
$25,000. |
.50% |
.50% |
| $25,000.01
- $9,999,999. |
1.00% |
1.00%
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Club
Savings
Accounts |
Dividend Rate |
Annual Percentage Yield |
|
$0.00 - $100.00 |
0.00% |
0.00% |
| $100.01
- $9,999,999. |
.25% |
.25% |
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Money Markets |
Dividend Rate |
Annual Percentage Yield
|
Security
Plus More
minimum $2,500 |
.69% |
.69% |
High Yield Money Market
minimum $25,000 |
.79% |
.79% |
Platinum
Money Market
minimum $50,000 |
.89% |
.89% |
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Interest Bearing Checking |
Dividend Rate |
Annual Percentage Yield |
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Maintain $600.00 average daily balance to avoid fee. Dividends are paid
monthly on entire balance. |
.50% |
.50% |
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Certificates of Deposit
(Minimum
$1,000
required)
|
Rate |
Annual
Percentage Yield |
Executive
Gold Club Rate |
Executive
Gold Club Yield |
|
Golden Rainbow and Executive Gold Club members receive an additional 10
basis points on Certificate of Deposit rates. |
| 3 Month |
.49% |
.49% |
.59% |
.59% |
| 6 Month |
.69% |
.69% |
.79% |
.79% |
| 12 Month |
1.18% |
1.19% |
1.28% |
1.29% |
| 18 Month |
1.28% |
1.29% |
1.38% |
1.39% |
| 24 Month |
1.38% |
1.39% |
1.48% |
1.49% |
| 30 Month |
1.48% |
1.49% |
1.58% |
1.59% |
| 36 Month |
1.78% |
1.79% |
1.87% |
1.89% |
| 48 Month |
2.02% |
2.04% |
2.12% |
2.14% |
| 60 Month |
2.41% |
2.44% |
2.51% |
2.54% |
|
| 24 Month Step* |
1.38% |
1.39% |
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24 Month
Sand Dollar** |
1.38% |
1.39% |
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CERTIFICATE SPECIALS |
| 5 Month Special*** |
.68% |
.68% |
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| 13 Month Special**** |
1.21% |
1.22% |
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| 22 Month Special***** |
1.40% |
1.41% |
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| 45 Month
Special****** |
2.03% |
2.05% |
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Interest is compounded and paid monthly on all
certificate of deposit terms. The interest rate and APY are fixed and will
be in effect for the term on the account. The APY is based on an assumption
that interest will remain on deposit until maturity. A withdrawal of
interest will reduce earnings. A penalty may apply to early withdrawal of
funds. Ask a First Florida Credit Union employee for complete details.
Membership eligibility is required. Federally insured up to $100,000
($250,000 for IRA accounts) by NCUA (an agency of the US Government). This
insurance has been increased up to $250,000 until December 31, 2013. |
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*At maturity, this
certificate will automatically renew as a regular 24 month term at the rate
in effect at that time. Once during the first term, you may exchange this
APY for the current APY in effect at the time. You may also add any amount
to the balance at the same time. Special certificate subject to end at any
time.
** Minimum $300 to open.
***At maturity, this certificate will automatically renew as a regular 6
month term at the rate in effect at that time. Special certificate to end
at any time.
****At maturity, this certificate will automatically renew as a regular 12
month term at the rate in effect at that time. Special certificate to end
at anytime.
*****At maturity, this certificate will automatically renew as a regular 24
month term at the rate in effect at that time. Special certificate to end
at anytime.
******At maturity, this certificate
will automatically renew as a regular 48 month term at the rate in effect at
that time. Special certificate to end at anytime. |
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For More
Information
Call (800) 766-4328, ext. 1 [in Jacksonville, 359-6800, ext. 1] |
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