Second Mortgage (Fixed Rate)

First Florida Credit Union’s competitive, fixed rate second mortgage gives you access to the equity in your home with a one-time draw of funds.   Pay for college, home repairs, debt consolidation, vacation, and more.

You will have peace of mind knowing that you have a mortgage serviced by the credit union with a rate and payment that will remain constant for the entire term.

Advantages of Our 2nd Mortgage Home Equity Loan:

  • Low to no closing costs (First Florida will pay up to $400 toward your closing costs). In the event the loan is paid off within 24 months of origination, member will be required to reimburse the credit union for all fees and closing costs paid on member’s behalf.
  • Fixed rate terms up to 20 years
  • Competitive APR (Annual Percentage Rate)
  • Available in all 50 states
  • Servicing retained by the credit union
  • No escrow account required

Property Types: Owner occupied, primary residences or second vacation homes located within any of the 50 states. No manufactured homes, commercial property, income-producing rental homes or multi unit (2-4 units) homes.

Apply for a Loan Today

  • Apply online
  • By phone – call (800) 766-4328, ext. 1 [in Jacksonville (904) 359 6800, ext. 1]
  • In person — visit a branch near you