Personal Loan/Line of Credit
Customized loans perfect for your circumstances.
Whatever your needs (vacation, home improvements, or unexpected expenses), a Personal Loan or Line of Credit is an affordable option. Our low-rate Personal Loans and Lines of Credit help you focus on what matters.
What’s the difference?
A Personal Loan is for a specific amount, which is disbursed to you at one time in a lump sum. In contrast, a Line of Credit is an open-ended loan that gives you access to a maximum amount of funds you can borrow against as you need money.
Benefits of a Line of Credit
- Alternative to high-interest cash advance loans
- Enjoy an open-ended line of credit similar to a credit card, but with low interest rates that often beat higher rates from major credit card lenders
- Access cash when you need it without paying cash advance fees when you withdraw on your available balance
- Peace of mind knowing you have quick access to funds when you need it through a balance transfer online, by phone, or in-person
- Affordable payments that can decrease over time as you repay your balance
Benefits of a Personal Loan
- No origination fees
- Reduce your debts to one monthly payment when used for debt consolidation
- Payoff higher interest rate loans with a more affordable personal loan and keep more of your money
- Funds received in a lump sum payment so you can quickly cover your expenses
- Fixed payment schedule to keep your budget on track
- Up to 72 months repayment terms that allow you to repay your personal loan over time
First Florida Personal Loans and Lines of Credit are reported to the major credit bureaus. When you make your payments on time, you build more credit and trust from lenders.
In most cases, our quick application process can provide same-day funding upon approval.
See how much you can save by consolidating your debt
Apply for a Loan Today
- Apply online
- Stop by a branch or schedule an appointment
- By phone – call (800) 766-4328 [in Jacksonville (904) 359-6800]