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Consumer Loan Rates

Auto Loan New Used Motorcycle New Used Boat
New Used Recreational Vehicle/ Other Secure Loan

New/Used Auto

Daily
Periodic
Rate
Approximate Term APR*
as low as
 
0.009589% 24-36 months 3.50% Calculator
0.011643% 37-48 months 4.25% Calculator
0.012328% 49-60 months 4.50% Calculator
0.014383% 61-72 months
($18,000 minimum)
5.25% Calculator
0.017123% 73-84 months
($25,000 minimum)
6.25% Calculator

*APR = Annual Percentage Rate.

Rate includes a .25% auto-pay discount.

A $20,000.00 loan at 4.25% APR would require monthly payments of $22.70 per thousand borrowed for 48 months. Total interest paid: $1,780.86. Total payments: $21,780.86.

Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate.

New/Used Motorcycle

Daily Periodic Rate Approximate Term APR*
as low as
 
0.017123% up to 60 months 6.25% Calculator

*APR = Annual Percentage Rate.

Rate includes a .25% auto-pay discount.

A $20,000.00 loan at 6.25% APR would require monthly payments of $23.61 per thousand borrowed for 48 months. Total interest Paid: $2,651.68. Total payments: $22,651.68.

Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate.

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New/Used Boat
Daily 
Periodic Rate
Approximate Term APR*
 as low as
 
0.017123%

 

up to 72 months 6.25% Calculator
0.019863% 73-120 months
($25,000 minimum)
7.25% Calculator

*APR = Annual Percentage Rate.

Rate includes a .25% auto-pay discount.

A $20,000.00 loan at 6.25% APR would require monthly payments of $23.61 per thousand borrowed for 48
months. Total interest paid: $2,651.68. Total Payments: $22,651.68.

Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate.

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New/Used Recreational Vehicle
Daily 
Periodic Rate
Approximate Term APR*
as low as
 
0.017123 up to 72 months 6.25% Calculator
0.019863% 73-120 months 7.25% Calculator

*APR = Annual Percentage Rate.

Rate includes a .25% auto-pay discount.

A $20,000.00 loan at 6.25% APR would require monthly payments of $23.61 per thousand borrowed for 48
months. Total interest paid: $2,651.68. Total Payments: $22,651.68.

Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate.

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Other Secured Loan
Daily Periodic Rate Approximate Term APR*
as low as
 
0.018493% 1-60 months 6.75% Calculator

*APR = Annual Percentage Rate.

Rate includes a .25% auto-pay discount.

A $20,000.00 loan at 6.75% APR would require monthly payments of $23.84 per thousand borrowed for 48
months. Total interest paid: $2,872.59. Total payments: $22,872.59.

Your rate will be based on your creditworthiness. Please contact the credit union to find out what rate you qualify for and what criteria we use to qualify you for a certain rate
.

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For More Information
Call (800) 766-4328, ext. 1 [in Jacksonville, 359-6800, ext. 1]