Live Mortgage Free Sooner

First Florida Credit Union’s GREAT rates† and LOW
closing costs can help you get there.‡

Act now and receive up to $600 towards closing costs!*


Take advantage of historically low mortgage rates to refinance your current mortgage to a 7, 10, or 12-year First Florida Credit Union loan. Refinancing for a shorter term could save thousands of dollars in interest over the life of the loan.

Count on First Florida Every Step of the Way

Our mortgage professionals are available to answer all your questions so you receive the mortgage product you want while experiencing service excellence.

Don’t Let this Opportunity Pass You By


†Annual Percentage Rate (APR) is based upon individualized credit history, term of the loan, and specific characteristics of your credit application. “As Low As Rates” listed above include a 0.25% reduction for Auto Pay.  APR’s are based upon a $100,000 loan amount. 7-year loan with a 2.74% APR will require 84 payments of $13.10 per $1,000 borrowed. 10-year loan with a 2.99% APR will require 120 payments of $9.66 per $1,000 borrowed. 12-year loan with a 3.24% APR will require 144 payments of $8.40 per $1,000 borrowed. Your actual APR and payments will vary based on your specific loan terms. The payment examples do not include any payments for taxes, insurance premiums or any other costs (including any closing costs); actual payment examples will be higher to include such items.
‡ This offer applies to First Mortgage Refinancing only.  Purchases are excluded.  Applies only to single family detached homes where the maximum loan to value does not exceed 80% of appraised value and townhomes or condominiums loan to value does not exceed 70% of appraised value.  Property must be: member occupied and primary residence home located within the state of Florida, and primary member must be owner of record and primary borrower on loan application.  Vacation, second homes, mobile homes, manufactured homes, commercial property, rental homes, or multi-unit homes do not qualify.  Loan minimum is $10,000.00 and maximum $500,000.00. First Mortgage Loans currently financed through First Florida Credit Union are eligible with additional $10,000.00 cash our over existing payout.  First Florida Credit Union membership is required.
* First Florida Credit Union will pay up to $600 toward closing costs.  In the event that the loan is paid off within 12 months of the disbursement date, borrowers will be required to reimburse the credit union for all costs and fees paid on their behalf.  Offer may not be combined with other First Florida Credit Union offers.