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Individual Retirement Accounts

First Florida Credit Union has an IRA that’s just right for you.

Whether you’re saving for retirement, looking for a tax shelter, or saving for educational expenses, we offer options to meet your needs.

Traditional IRA

  • Contributions are often tax-deductible
  • $25.00 minimum to open
  • $100.00 minimum balance to earn dividends

Roth IRA

  • Earnings are always tax-deferred until withdrawn
  • $25.00 minimum to open
  • $100.00 minimum balance to earn dividends

Educational IRA

  • Save money for someone under the age of 18 for educational expenses
  • $25.00 minimum to open
  • $100.00 minimum balance to earn dividends

Earn higher returns by depositing your Traditional, Roth, or Educational IRA into a Certificate.

Open an Account Today

  • By phone — call (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1]
  • In person — stop by a branch near you