Short-Term, Fixed Rate First Mortgage
Live mortgage free sooner!
Refinance or Cash Out
Think of how great it would feel to be mortgage free sooner than you expected! Refinancing for a shorter term could save thousands of dollars of interest over the life of the loan. First Florida Credit Union mortgage professionals are available to answer all your questions. Features include:
- Fixed-rate terms – 7, 10, or 12 years
- 80% loan to value - single detached homes
- 70% loan to value - townhouses or condominiums
- Minimal closing costs
We pay up to $500 toward your closing costs**
- Competitive annual percentage rates
- Servicing retained by the credit union
- No escrow account require
- Apply for a 7, 10, or 12 year fixed rate first mortgage online
- Call (800) 766-4328, ext. 5 [in Jacksonville (904) 359-6800, ext. 5]
- Visit a branch near you
If you submitted your mortgage application prior to May 21, 2019, please click here to access your account profile on the former platform. If you have any concerns, please feel free to call us at (800) 766-4328, ext. 1.
*Applies to refinance/cash out only. Available only for owner-occupied, primary residence located within the state of Florida. Excludes vacation, second homes, mobile homes, manufactured homes, commercial property, rental homes, and multi-unit (2-4 units) homes. Minimum loan amount is $10,000. Maximum loan amount is $500,000. Jumbo loans ($453,100 or greater) are subject to increased interest rate.
** If the loan is paid off within 12 months of the disbursement date, borrowers will be required to reimburse the credit union for all costs and fees paid on their behalf. Offer may not be combined with other closing cost offers. Offer can change or be withdrawn at any time without prior notice.
Credit qualifications apply and membership is required.