Short-Term, Fixed Rate First Mortgage
Live mortgage free sooner!
Refinance or Cash Out
Think of how great it would feel to be mortgage free sooner than you expected!
| Examples: |
| A $200,000 mortgage loan with a 7-year term and a rate of 6.50% (6.519% Annual Percentage Rate) results in a $2,971.16 principal and interest monthly payment for 84 months.* Payment example does not include taxes or homeowners insurance premiums. |
| A $200,000 mortgage loan with a 10-year term and a rate of 6.90% (6.914% Annual Percentage Rate) results in a $2,313.06 principal and interest monthly payment for 120 months.* Payment example does not include taxes or homeowners insurance premiums. |
| A $200,000 mortgage loan with a 12-year term and a rate of 7.15% (7.162% Annual Percentage Rate) results in a $2,073.95 principal and interest monthly payment for 144 months.* Payment example does not include taxes or homeowners insurance premiums. |
Loan Features Include:
- Fixed Annual Percentage Rates
- 7, 10, or 12 year terms
- 80% loan to value - single detached homes
- 70% loan to value - townhouses or condominiums
- Minimal closing costs
We pay up to $500 toward your closing costs** - Servicing retained by the credit union
- No escrow account require
Get Started Today!
- Apply for a 7, 10, or 12 year fixed rate first mortgage online
- Stop by a branch or schedule an appointment
- Call (800) 766-4328, ext. 5 [in Jacksonville (904) 359-6800, ext. 5]
Applies to refinance/cash out only. Available only for owner-occupied, primary residence located within the state of Florida. Excludes vacation, second homes, mobile homes, manufactured homes, commercial property, rental homes, and multi-unit (2-4 units) homes. Minimum loan amount is $10,000. Maximum loan amount is $500,000. Jumbo loans ($726,200 or greater) are subject to increased interest rate.
*Annual Percentage Rate (APR) is based upon individualized credit history, the term of the loan, and specific characteristics of your credit application. Your APR may be greater than those shown in the examples above. Published APRs are current as of 10/19/2023 and are subject to change at any time without prior notice
**If the loan is paid off within 12 months of the disbursement date, borrowers will be required to reimburse the credit union for all costs and fees paid on their behalf. Offer may not be combined with other closing cost offers. Offer can change or be withdrawn at any time without prior notice.
Credit qualifications apply and membership is required.