Business Services Loans - First Florida Credit Union
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Federally Insured by the NCUA

Business Loans

The borrowing power your business needs.

Choose from a full range of financing options designed to meet the unique financial challenges that business owners face, like covering expenses, raising capital, and funding business expansion.

Lines of Credit

Lines of credit can be used as short-term financing to cover seasonal income fluctuations, to take advantage of discount offers, or to handle unexpected expenses.

  • Ideal for recurring or seasonal cash flow needs
  • Both secured and unsecured options available
  • Use as overdraft protection for business checking
  • Pay interest on the outstanding principal balance each month

Business Credit Cards

Cover short-term everyday business expenses, on-site purchases, or employee expenditures with a variable rate credit card. Separate your business and personal expenses.

  • Ability to separate employees on statements
  • Customized credit lines by card
  • Use as overdraft protection for business checking

Term Loans

For major purchases or expenses, term loans deliver long-term capital to help minimize the impact on your monthly budget, making it a perfect choice for financing your major initiatives. It’s also a viable option to refinance higher-interest loans from other financial institutions to lower your rate and monthly payments.

  • Commercial Real Estate Loans
  • New purchase money for equipment
  • Fast turnaround by local decision makers
  • Unsecured options available
  • Fixed and variable rates available
  • Flexible terms for repayment depending on collateral
  • Convenient automatic deduction of payments from your business checking account 

Business Vehicle Loans

Finance up to 100% of the purchase price of a new, used, or executive auto, van, truck, or entire fleet of vehicles—at competitive fixed rates.

  • Low rates and flexible terms
  • Quick decisions and funding

Commercial Real Estate

Commercial real estate financing (CRE) is available to business owners who need to purchase property or finance improvements for commercial use. CRE loans can also be used for owner-occupied commercial property or investment properties.

Typical uses for a commercial property loan are to purchase or refinance: 

  • Office buildings
  • Retail buildings
  • Commercial land
  • Warehouses 
  • Industrial use property
  • Multiple-use property

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Enter our Business Loan Portal to view your options and apply.

Business Loan Portal

Manage your funds on the go.