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first-mortgage

First Mortgage

Homeownership made simple.

At First Florida Credit Union, we understand purchasing a home is perhaps one of the most important and largest financial decisions you'll ever make. Having a dedicated professional to help you navigate the process can be a real plus.

From traditional 30-year fixed-rate mortgages to adjustable-rate mortgages, we offer a variety of products and resources to help you select a financial solution that best suits your needs.

Visit our First Mortgage Center where you can:

Speak with a loan professional:

  • Call (800) 766-4328, ext. 5 [in Jacksonville (904) 359-6800, ext. 5]
  • Visit a branch near you

Learn about our Right at Home closing costs special!
We pay up to 1% of your closing costs on terms of 10, 15, or 20 years*

* Closing Costs Offer: Applies only to conventional, first mortgage loans with terms of 10, 15, or 20 years. Refinances, FHA, USDA, VA, and loans exceeding $453,100 are excluded. Offer applies only to purchases of owner-occupied, primary residential properties. Manufactured homes, second homes, vacation homes, and investment properties are excluded. First Florida Credit Union will pay closing costs and expenses (up to 1.0% of the loan amount or a maximum of $4,531 whichever is less) to third parties associated with the note and the mortgage. Costs and expenses paid by First Florida shall not exceed $4,531 and shall not include origination fees, discount points, prepaid interest, private mortgage insurance premiums, or initial deposit required to set up an escrow account. A non-refundable fee to cover an appraisal and credit report is collected during the application process. If the loan is paid in full within the first 36 months of loan closing, borrower will be required to repay First Florida 1.00% of the original loan amount. Offer can change or be withdrawn at any time without prior notice. Contact the credit union for complete details.

Credit qualifications apply and membership is required.