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Meet your needs while you maximize your earnings.

A loan secured by a Share or Certificate — or — a credit card secured by a Share provides flexibility to borrow needed funds while you improve your credit score and continue to earn dividends.

Share or Certificate-Secured Loans

  • Borrow up to 100% of your available Share or Certificate Account balance
  • As you pay down your loan, the secured funds become available in your Share or Certificate Account
  • Dividends continue to accrue monthly on your secured funds

Share-Secured Visa® Credit Card

  • Enjoy all the benefits of a Diamond Rewards Visa Credit Card with a 1.99% APR for six months and a 14.50% variable APR thereafter**
  • Your credit limit is determined by the initial deposit you make to secure the card
  • A great tool for building or rebuilding your credit score

Apply for a Loan Today


A new streamlined FFIS page will be launched soon.

In the meantime, to access your accounts, visit

or call (800) 766-4328, x8806.