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Choose an Account

Selecting an account below will automatically come with a savings/share account, also known as a Prime Share account. This is what establishes your First Florida membership.

Ex) If you open a checking account, your membership will include the checking account you selected plus a Prime Share account.

Please note: Our online application is for U.S. Citizens and Permanent Residents over the age of 18 only. Anyone else interested in opening an account should contact us.

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Checking Accounts

Choose from a variety of checking accounts that come with unique benefits to suit your needs. 

No Monthly Fee Checking

  • Low maintenance checking account
  • No minimum balance
  • No monthly service fee



Premium Interest Checking

  • Earns a competitive interest rate on your balance
  • $1,000 minimum daily balance guarantees a maintenance-free banking experience
  • Dividends compounded and paid monthly 



Rewards Checking

  • Earn 1 point for every $5 spent to use towards cash back, gift cards, gas, travel, and more
  • Collect unlimited points with no annual point-earning cop
  • No minimum balance requirements


Certificates of Deposit

Choose from a range of certificates that offer attractive terms and competitive rates to help you meet your financial goals.

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Money Markets

Money Markets earn higher yields than an average savings account, with the added flexibility of no term requirements or withdrawal penalties.

Secondary Savings

Secondary Savings

Save for any goal with a Secondary Savings account that offers easy transfers, a customizable account name, and quick online access.

  • Designated savings to meet your goals – vacation, education, annual expenses, and more 
  • No minimum balance required
  • Earn a competitive rate on your savings


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Holiday Club

Save year-round for the holidays so you’re always prepared with a Holiday Club savings.

  • Enjoy earning a higher yield than a regular savings account
  • Money saved is automatically available for use every November 1
  • Have peace of mind knowing your holiday spending is covered



Apply for a Loan

Our quick application process fast-tracks financing for homes, vehicles, boats, and RVs, credit cards, a Home Equity Line of Credit, and personal loans. First Florida's streamlined process delivers finding fast when you need it and with lower finance rates than most banks.

Apply For A Loan


A new streamlined FFIS page will be launched soon.

In the meantime, to access your accounts, visit

or call (800) 766-4328, x8806.