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Why First Florida?

Enriching members’ lives is our first priority. 

First Florida is dedicated to creating a meaningful banking experience by providing educational resources, empowering smart financial decisions, and offering financial solutions to help members thrive. The difference in banking with First Florida is in everything we do. 

Large enough to offer more


Quality Service Guaranteed 

Our products and services remain competitive, and our customer service is consistently rated number one. You can count on a superior member experience with every interaction whether online, in-person, or by phone. 

Fast loan approvals

Fast Loan Approvals

Our quick application process fast-tracks financing for homes, vehicles, boats and RVs, credit cards, a Home Equity Line of Credit, and personal loans. First Florida’s streamlined process delivers funding fast when you need it and with lower finance rates than most banks. 

digital banking and e-deposits

Convenient Digital Banking

Banking from anywhere anytime is easy with our mobile banking app featuring e-Deposits, and on-the-spot transfers.


Statewide branches

Statewide Branches

Unlike most credit unions centralized to one area, we have branches throughout Florida in major metropolitan cities.

Access everywhere

Access Everywhere

First Florida participates in a Shared Branching network which provides credit unions with the reach of large banks. This means you can conduct your First Florida transactions at any of the participating 5,500 branches nationwide, so you always have access to your money wherever you go.  

Access a network of 80,000 ATMs

Surcharge-free ATMs

Our members save on ATM transactions by having access to a network of over 80,000 surcharge-free ATMs nationwide, many of which are in convenient locations such as Walgreens, CVS, Publix, and more. A large network of deposit-taking ATMs is also available to members anytime, surcharge-free.

Friendly and professional staff

Free Financial Resources

Making smart financial decisions starts with leveraging your financial resources. First Florida members always have access to free financial webinars, financial calculators, articles, and product tutorials, so you get the most out of your membership.



Better Banking for Your Business

Why pay extra fees and higher rates to banks? First Florida provides simplified checking solutions for everyday operations, along with diverse options that help business owners cover expenses and fund business expansion.

A Distinct Difference Between a Credit Union and a Bank

As a not-for-profit, member-owned cooperative, First Florida Credit Union’s primary focus is to serve the financial needs of its members. 

Because First Florida does not have stockholders, our initiatives always put people before profits. Unlike banks, earnings are returned to members in the form of lower loan rates and fees, higher earnings on deposits, and free valuable financial resources that help members thrive.

Also, unlike banks, First Florida is governed in a democratic way, led by a volunteer board of directors who are also members. 

Learn More About First Florida 

Begin Benefiting Today

Open an Account

Let Us Know How We Can Help


A new streamlined FFIS page will be launched soon.

In the meantime, to access your accounts, visit

or call (800) 766-4328, x8806.