Scam and Fraud Education - First Florida Credit Union
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Scam Alerts

Avoiding Scams: Best Practices

Main Types of FraudDefinitionTop Ways to Defend
Identity TheftSomeone uses your social security number or other personal information to open new accounts, make purchases or get a tax refund.Protect your information, monitor your
credit statements and report suspected ID
theft immediately.
Phone FraudSomeone calls – sometimes from a number that looks authentic – and tries to get account information.Do not give information to incoming caller, offer to call back on number you know.
Credit &
Debt Recovery
Targets consumers with significant debt,
falsely promising to negotiate with creditors or adjust credit reports
Do not give information over the phone or pay any upfront fee. Take their number and research authenticity before calling back.
Fake CharitiesPretends to represent a charity and asks for donations, often after tragic events or natural disasters.Plan in advance to call back, then research the charity at guidestar.org. If donating, do so with protected credit card.
Imposter ScamsPretends to be family member or organization you trust to convince you to send them money – scare tactics are often used.Validate all calls and don’t give information over the phone or via email. Government agencies will never call and threaten jail time for non-payment.
Fake Lotteries / SweepstakesAsks for your bank account information to deposit winnings or urges you to send money to cover fees, taxes, shipping, etc.Do not provide information. If you didn’t enter, you didn’t win. Legitimate sweepstakes do not require you pay to collect winnings.
PhishingUses email or text messages to trick you into giving them your personal information.Don’t click on links in any suspicious email; instead do research and contact the company directly.


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Recent events during the COVID-19 pandemic have provided scammers with the opportunity to swindle you out of your money. Learn how you can avoid these common scams.

 

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