Paycheck Protection Program
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Apply for Federal Relief through the Paycheck Protection Program

First Florida Credit Union Members:

First Florida is approved as a lender for Paycheck Protection Program (PPP) loans under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. We are now accepting applications.

The CARES Act allocated funds to help small businesses keep workers employed amid the pandemic and economic downturn. The initiative provides 100% federally guaranteed loans to small businesses.

Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

We have prepared a Small Business Guide and Checklist to help small businesses and self-employed individuals determine their eligibility and prepare to apply for a loan.

Coronavirus Emergency Loans: Small Business Guide and Checklist

Visit the Small Business Administration for more information on government assistance programs for COVID-19 relief.

Please fill out the form below if you are a current First Florida Business Member interested in applying for a loan or have any questions:

* Indicates Required

For your protection, never include account or personal information such as social security #, balances, or passwords with your message.


At this time, we are only able to process Paycheck Protection Program (PPP) loans for our current business members. However, we have worked to identify other options for non-member businesses that need to apply immediately. 

For those businesses, we’re working with Kabbage (an online financial technology company that partners with several SBA lenders) to help you access critical funds through the PPP.*

The program is accepting applications through June 30, 2020, with loans available for 2.5 times your average monthly payroll costs (based upon calculations in CARES Act) for 2019, up to $10 million.  If you meet certain requirements and qualifications, the entire principal amount of the loan could be forgivable. 

Although First Florida will not be involved with the application, funding, or servicing of loans processed through Kabbage, by clicking on “Apply Now,” you can get started on a guided, step-by-step application for a PPP loan.

Apply Now

*First Florida Credit Union will not be involved with the application, funding, or servicing of loans processed through Kabbage.