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e-Deposit Criteria

Member Account Relationship

To qualify for e-Deposit you must be enrolled in Online Banking; have a First Florida Checking Account in good standing; and you must meet the following conditions at the time you make a deposit:

  • Primary account holder is age 18 or older
  • Checking account has been open more than 90 days and has had member-generated activity in the last 30 days
  • No NSFs (non-sufficient funds) in a 12 month period
  • Account balance is not negative
  • Account has valid contact information on record. For example, account has not been noted by FIRST FLORIDA as having an incorrect mailing address or an undeliverable email address
  • Account holder has no loan that is delinquent more than 15 days
  • Account is not in charge-off status
  • No deceased date on the account

PLEASE NOTE that SmartTrack® Checking Accounts are not eligible for this service. If you have met the requirements to be eligible to move to another checking account type, speak with a representative in our Member Support Center by calling (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1] or visiting any First Florida branch.