Home Equity Line of Credit (HELOC)

First Florida Credit Union’s flexible HELOC opens the door to the equity in your home.

Use a HELOC for anything from consolidating high-interest-rate, credit card debt to making home improvements.

Advantages of a First Florida HELOC:

  • 1.99% fixed rate for 12 months
  • Minimum floor rate is 3.50%
  • Low costs
  • Reusable credit line
  • Terms up to 20 years with a 10 year draw period
  • Competitive APR (Annual Percentage Rate)
  • Available in Florida only
  • Easy advance access with our HELOC Checking Account.
  • Servicing retained by the credit union
  • No escrow account required

Property Types: Owner occupied, primary residences only.  No manufactured homes, commercial property, second homes, income-producing rental homes or multi-unit (2-4 units) homes.

To learn more about a HELOC, call (800) 766-4328 [in Jacksonville (904) 359-6800] and ask to speak with a mortgage representative. Or click on the links below: