Why Us - First Florida Credit Union
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Why First Florida?

Enriching the lives of our members is our first priority.

We are a financial institution committed to your financial growth and well being. Join us to experience the First Florida difference.

Large enough to offer more


Personalized Service to Meet Your Needs

We offer the latest financial products and services (A-Z product line for one-stop banking), while individual relationships with our members are always cultivated and valued.

Fast loan approvals

Fast Loan Approvals

We offer financing for homes, vehicles, boats, and RVs. credit cards, HELOC, and personal loans are also available. We're an equal housing lender.

digital banking and e-deposits

Digital Banking

We offer a robust mobile banking app, featuring e-Deposits and card controls. 

Statewide branches

Statewide Branches

We have branches in major metropolitan cities throughout Florida.

Access everywhere

Access Everywhere

A CO-OP Shared Branch network of over 5,500 nationwide and 300 Florida locations provides access to branch services nearly everywhere.

Access a network of 80,000 ATMs


Access to a network of over 80,000 surcharge-free ATMs (Walgreens, CVS, Publix, and more).

Friendly and professional staff

Friendly and Professional Staff

We're dedicated to creating a superior member experience by educating, empowering, and providing solutions.

A Distinct Difference Between a Credit Union and a Bank

As a not-for-profit, member-owned cooperative, First Florida Credit Union's primary focus is to serve the financial needs of its members.

Because First Florida does not have stockholders, "people before profits" is alive and well. Earnings are returned to members in the form of lower rates and fees, in addition to higher earnings on deposits.

First Florida is governed in a democratic way by a volunteer board of directors who are also members. 

Financial Literacy programs are readily available.

Want to learn more about First Florida Credit Union?

  • Visit one of our 16 branches today.
  • Call us at (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1]
  • Apply online!