Skip to main content

FEATURED ARTICLES

Three Ways To Keep Your Grocery Budget on Track

Shopping for food and your daily necessities is a fact of life. As prices rise, making some adjustments to keep your grocery bill in check will be necessary.

At the same time, you can always find opportunities to save money. Looking for the best food deals is a great way to stay within budget. On top of that, you can use the money on other necessities or even build up your savings fund.

It’s a good idea to revisit how you view grocery shopping and adapt to changes as they develop. Here are a few tips you can use now that can take your grocery budget further.

Always Have a Plan

First, have a solid plan in place before going grocery shopping. Just like building a budget, carrying a shopping list has many advantages, including:

  • Setting expectations
  • Maintaining accountability
  • Having a clear idea of your needs

Another advantage of a shopping list is that it reduces the chances of making impulse purchases. Buying things randomly can easily throw off your budget. Having a list and sticking to it can keep your spending under control.

Compare Stores To Find the Best Deals

We always associate “finding the best deal” with significant purchases like buying a car or home appliances. On the other hand, buying groceries is a routine activity, and the costs add up over time. Therefore, it makes sense to score savings every time you go out for your necessities.

Each week, check the circular ads of different grocery stores. These ads are also available online. Here, you can compare deals and plan your next grocery run.

You can go from store to store to get the items from your list. Of course, visiting several stores for all your groceries might burn gas and time, so try shopping at places that are close to each other.

Many grocery stores also have loyalty programs that allow you to receive exclusive coupons or codes. It might be worth signing up for these to score additional savings.

Beware of loyalty programs that charge a subscription fee. “Big box” stores that sell more than food tend to offer these value-added services. Although they might offer perks like faster checkout or “early access” to deals, you’re just paying for convenience, which might whittle away at your budget.

Markdowns Are a Good Source of Bargains

Some grocery stores may have sections dedicated to markdowns. They contain items that may either be approaching their “Best If Used By” date or have damaged packaging.

The markdowns section is a great way to find discounts on items, especially if you’re looking for lower-priced alternatives to items on your shopping list.

People tend to shy away from these items because damaged packaging gives the impression that the contents are also damaged. However, in most cases, the damage is only cosmetic, which has no bearing on whether an item is safe to eat.

Markdowns exist on produce and meats, too. These can be labeled with stickers like “Reduced Price” or “Manager’s Special.” Items that get this treatment may be fruits and vegetables on the verge of over-ripening or meat approaching its “Use By” date. These items are ideal for freezing, meaning you can store them virtually indefinitely until you need them for meal preparation.

Keeping your grocery spending under control may require a few more steps, but a little extra effort can do wonders for your wallet. Remember these strategies the next time you go out for your daily necessities.

First Florida helps you stay on top of your finances with banking options that suit your lifestyle. Check out our Rewards Checking, which allows you to earn points that you can use for cash back and gift cards. 

NEW PAGE CURRENTLY BEING DEVELOPED

A new streamlined FFIS page will be launched soon.

In the meantime, to access your accounts, visit

https://myaccountviewonline.com/login/

or call (800) 766-4328, x8806.