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Checking Accounts

First Florida Checking Accounts are about flexibility and freedom.

Each account has been customized to meet a wide variety of life stages and personal preferences. From students to seniors, from those who like to keep things simple to those who want rewards, we want to give you the freedom to choose the benefits that best suit your needs.

Learn more about our customized accounts and their benefits:

No Monthly Fee Checking

  • An ideal checking account for the person who likes to keep it simple and easy
  • Only $25 opening deposit required
  • No minimum balance and no monthly service fee make it a worry-free account

Premium Interest Checking

  • A premium account for those who want to earn interest
  • $1000 minimum daily balance guarantees a maintenance-free banking experience
  • Competitive interest rate

Rewards Checking

  • Designed for someone who wants to reap rewards for everyday purchases
  • Earn 1 point for every $5 spent to use towards cash back, gift certificates, or even travel
  • Enjoy no monthly fee when 15 or more signature-based (non-pin) debit card purchases/transactions are posted to your account during the month

Smart Track Checking®

  • An account that offers financial solutions to empower those who have experienced financial challenges
  • Provides a path to traditional checking while offering an array of free benefits
  • Delivers education on how to achieve financial success

Student Checking

  • Designed to steer students ages 13 to 22 on a path to understanding money management
  • Only $25 opening deposit required, no monthly service fees, and no minimum balance
  • Easily manageable through online and mobile access

View a side-by-side comparison of our checking accounts.

Open an Account Today

  • By phone — call (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1]
  • In person — stop by a branch near you