Auto-Buying Center

For over 65 years, First Florida Credit Union has helped put members behind the wheel of the vehicle that’s just right for them. First Florida Auto Financing features:

  • Among the Lowest New and Used Loan Rates Anywhere!
  • Pre-Approval Before You Shop
  • Up to 100% Financing and Flexible Terms
  • FREE Auto Advisor Service
  • Educational Tools
  • GAP (Guaranteed Asset Protection) and Extended Protection Plans at a Fraction of What Dealers Charge

CUDL — Credit Union Direct Lending

Ask for First Florida Financing at the Dealership. Members of First Florida can take advantage of our low rates and great service right at the dealership -even when we’re closed. Learn more and get started with CUDL – Credit Union Direct Lending

Auto Advisors

With Auto Advisors, our mission is to help our members understand the entire car buying process, new or used. We provide personal service and work to get the best possible price while improving buyer knowledge of the process at the same time. Learn more and get started with Auto Advisors.

Educational Tools

First Florida offers online educational tools to help you make an informed decision regarding your purchase and financing options. For example, our online New Car Buying and Used Car Buying Coaches are interactive guides that offer strategies for finding and buying a quality new or used car. Before you make your next purchase, utilize the New Car Buying Coach or Used Car Buying Coach.


Online calculators are great tools for helping you to understand your available options. Utilize the “what if” calculators below by clicking on the links.

Pricing Guides

Current Cars Pre-Owned Cars Classic Cars RVs
Trucks, Vans & Limos Powersports Marine/Boats

Provide Us with Your Insurance Information

If you received a notice requesting that you provide us evidence of current insurance (as required by your loan agreement), click here to submit your information to a secure site.

Apply for a Loan Today

  • Apply online
  • By phone – call (800) 766-4328, ext. 1 [in Jacksonville (904) 359 6800, ext. 1]
  • In person — visit a branch near you