Coronavirus Resources and Relief
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COVID-19 Resources and Relief

Lean on First Florida

This is a challenging time for everyone, and for some, the financial challenges may be overwhelming. While the government is taking measures to provide relief, we understand it may not be enough. First Florida is prepared to respond to your financial needs as we continue to navigate the financial complexities stemming from COVID-19.

Our mission has always been to provide trusted financial services to our members. It is what we do every day, and a time of challenge is no different.

If you are experiencing a financial hardship, you can lean on First Florida to help find a solution to carry you through this time. Please contact our Member Support Center at (800) 766-4328, ext. 1 to discuss possible solutions.

Updated: April 24

Paycheck Protection Program Reinstated

The U.S. Small Business Administration (SBA) has received additional funding for the Paycheck Protection Program (PPP) and is accepting applications.

First Florida is now taking applications from our current business members only. We have also identified other options for non-member businesses.

Visit our Paycheck Protection Program page for more information and to apply now.

As the PPP continues to evolve, please refer to for the latest updates.

Updated: April 8

CARES Act: Small Business Loans for Coronavirus Relief

First Florida has applied to become a lender for Paycheck Protection Program (PPP) loans under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. We have not yet received final approval to process these loans.

The CARES Act allocated funds to help small businesses keep workers employed amid the pandemic and economic downturn. The initiative provides 100% federally guaranteed loans to small businesses.

Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.

While we’re finalizing our processes, we have prepared a Small Business Guide and Checklist to help small businesses and self-employed individuals determine their eligibility and prepare to apply for a loan.

Coronavirus Emergency Loans: Small Business Guide and Checklist

Visit the Small Business Administration for more information on government assistance programs for COVID-19 relief.

Updated: March 23

Florida Small Business Emergency Bridge Loan Program

Small Business Owners with two to 100 employees located in Florida affected by COVID-19 can apply for short-term loans up to $50,000.  To be eligible, a business must have been established before March 9 and demonstrate an impact related to COVID-19.  These loans are interest-free for up to one year and are designed to bridge the gap to either Federal SBA Loans or Commercially available loans. 

You can get more information on the disaster programs at