Smart Track Checking®

Each year, thousands of people lose the right to have and use a checking account due to past challenges or financial mismanagement. This is devastating to consumers – forcing many into expensive and inconvenient methods of bill paying. That’s why First Florida Credit Union is pleased to offer the Smart Track Checking Account — designed to:

  • Offer financial solutions unique to your individual circumstances
  • Provide you with a money-saving option
  • Provide education on how to achieve financial success

Features Include:

Account Requirements**:

  • Direct Deposit
  • Maintain your account in good standing
  • No previous owed balances to the credit union
  • Pay $10 monthly fee

Graduate to a No-Monthly-Fee Checking Account

If you’ve had less than six returned checks in a rolling 12 month period, and you have completed the GreenPath Financial Wellness checking account management education program (scoring 70% or higher on the exam), you may request to be moved into our No Monthly Service Fee Checking Account or any other First Florida checking account. You are responsible for initiating the request.

Request your account today. Call (800) 766-4328, ext. 1 [in Jacksonville (904) 359-6800, ext. 1] or stop by a branch  near you.

**Account subject to approval.
†Some restrictions apply.
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